Just about everyone needs credit repair. 7 out of 10 credit files have errors that can easily be corrected. Most are mistakes by
credit reporting companies. When you apply for a home loan these mistakes will lower your interest rate
or may even prevent you from being qualified for the loan. So take just a few minutes to review your
credit report and look for problems that could cause you to get a lower rate. Then use our FREE Credit Repair Tool
or ask for assistance from our affiliate repair specialist. In this section, you will find two options for military credit repair.
Option #1 - Self guided
First get a copy of your free credit report from AnnualCreditReport.com.
Your free annual report does not include credit scores, but it will allow you to look for problem areas.
If you find problems you would like to correct, we suggest you purchase a subscription credit monitoring service for 3 months
so that you have access to unlimited updated credit reports and scores while you monitor your progress.
Now that you have a credit report with scores, it's time to start repairing your credit file. Each credit reporting
company is required by law to investigate any claims and validate them within 30 days, or remove the problem. By submitting a letter
requesting validation, in writing, you start the 30 day clock. Use our Credit Repair Letter Generator, to easily prepare your letters
to the 3 credit bureaus. Then mail them in.
Now wait 30 days for a response and check your credit report for updates. Repeat the steps as often as necessary to have
bad credit items removed.
Option #2 - Assisted
If you would rather have a trained credit repair specialist asssit you with credit repair, please contact us.
We would be happy to help you. Most credit repair services will cost about $50 a month for as long as you want the assistance.
You will still be required to get a copy of YOUR credit report and scores.
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